AFLAC

  1. Eligibility - All permanent full-time and/or part-time employees who work at least 25 hours a week and eligible dependents.

  2. Coverage - Benefits are paid directly to employee.

  3. Benefits are paid regardless of any other insurance you may have.

  4. Group rates may be retained if employment terminates.

  5. Wellness benefit in some policies.

  6. Premium - paid by the employee and determined by type of policy

Types of Plans Available:

Personal Cancer Protector

     The American Cancer Society estimates that men have a 1-in-2-lifetime risk of developing cancer, and women a 1-in-3 risk.  The best health insurance will not cover 100% of the direct medical costs, not to mention the indirect costs.  This plan pays benefits directly to you to help you afford the high costs of cancer treatment.  Click here for a complete brochure explaining the benefits to this plan.

Coverage                          Premium (per payroll deduction)
Individual                          $ 14.95
Single Parent Family           19.75
Two Parent Family               27.00


Personal Accident Expense Plus

     Accidents can happen to anyone, anywhere at anytime.  This plan pays cash benefits directly to you whether the accident occurs on or off the job.  This plan provides additional protection for your family in the event you need treatment due to a minor or major accident.  This plan also includes a $700 per month disability benefit should you be unable to work due to an accident.  This disability benefit is for the primary insured only.  Click here for a complete brochure explaining the benefits to this plan.

Coverage                          Premium (per payroll deduction)
Individual                          $ 12.60
Husband & Wife Only           15.75
Single Parent Family           16.80
Two Parent Family               19.95


Personal Hospital Intensive Care Insurance

     Thousands of Americans are admitted to hospital intensive care units (ICU) daily because of serious accidents or illnesses.  The costs of ICU confinement can soar well above the levels of standard health insurance.  This plan provides added protection for you and your family should you need the care of an ICU unit by paying cash benefits directly to you.  Click here for a complete brochure explaining the benefits to this plan.

Coverage                          Premium (per payroll deduction)
Individual                          $  4.35
Family                                   8.77


Voluntary Indemnity Plan

     Medical costs have soared and benefits to medical insurance plans have gone through significant changes.  Your regular health insurance plan should pay most of the doctor and hospital bills, however there are still out-of-pocket expenses (deductibles, copays, and co-insurance) that you and your family still have to pay for any hospital-related services.  This plan provides benefits for hospital stays and benefits are paid directly to you.  Click here for a complete brochure explaining the benefits to this plan.

Coverage                    Age   18 - 39        40 - 49        50 - 59        60 - 70  (Per pay period)
Individual                            $  9.95        $ 13.45       $ 17.95       $ 23.95
Husband & Wife Only             17.60           21.45         29.45          42.45
Single Parent Family             13.50           14.95         18.95          24.95
Two Parent Family                 21.15           22.95         30.45          43.45   

Member Services:  800-992-3522
Access Online:  http://www.aflac.com

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